How does marriage affect car insurance in Florida?

Did you know that married people have fewer car accidents than those that are unmarried? When it comes to car insurance, the safer you drive the better your rates. If you have recently gotten married listen up and see if you qualify for savings! Let’s discuss car insurance in Florida.

Combine FL car insurance policies

Are you aware that combining your Florida car insurance will provide you with reduced rates? If you and your spouse both have excellent driving records, then chances are you will save overall by combining policies. Keeping individual policies will more than likely cost you more in the long run. Remember insuring multiple vehicles on the same policy will definitely enable you to receive discounts.

Therefore, before being whisked away for your amazing honeymoon sort out your FL car insurance. If you are unsure as to which company, you may benefit by collecting auto insurance quotes to get an idea of what your rates are.

If you are not married and have a domestic partner, you too are also eligible for great auto insurance rates according to

Is it better to sometimes keep separate policies?

While you usually save money by combining auto insurance, sometimes you are better off for you and your spouse to receive separate policies. If you or your spouse has a bad driving record, it may not be smart to combine your policies. Especially if the spouse in question is a high-risk driver. Combining policies with a high-risk driver will only increase the overall rate.

If you are married to someone with multiple tickets or driving violations or claims, your premiums will increase if you keep a separate policy. Insurance companies will be sure to look into the driving history of all family members in the same household. If there is a high-risk driver living under your roof, prepare for it to affect your rates.

Where are the best car insurance rates in Florida?

The best rates for Florida car insurance are found online here. If you and your spouse want affordable rates that fit your budget, shopping around online is recommended. Easily collect auto insurance quotes from all major companies. Receive quotes in seconds! What are you waiting for? Start collecting your quotes today!